tag:blogger.com,1999:blog-7072740790042271296.post1593824879330407337..comments2024-03-28T11:18:28.069-04:00Comments on Exquisitely Unremarkable : How To Budget The Simple WayKim http://www.blogger.com/profile/15445291034631735026noreply@blogger.comBlogger48125tag:blogger.com,1999:blog-7072740790042271296.post-41082544922763254852019-02-22T22:30:24.132-05:002019-02-22T22:30:24.132-05:00I do something very similar- with a pen and paper....I do something very similar- with a pen and paper. I jot down everything I buy and the income I make. I stay away from shopping, write lists before purchasing anything and that has really helped me save. All those little purchases do add up. So much of life is about perspective - and finding joy in the simple things. When I asked my young daughter what her favorite thing was today - she said - spending the day with mommy. She spends every day with me but it reminds me of how little we really need to be happy. Ronda@islandmotherhttps://www.blogger.com/profile/10717144102801480011noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-6611569795790344302019-02-14T21:25:30.314-05:002019-02-14T21:25:30.314-05:00I'm always amazed at what professionally decor...I'm always amazed at what professionally decorated rooms cost. That's just outrageous. I have no doubt your room will be super fabulous at a fraction of that price. I can't wait to see it all come together. And yes, discussing money takes the mystery out of it. Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-35526588509073691022019-02-09T10:14:21.008-05:002019-02-09T10:14:21.008-05:00My parents felt the same way regarding talking abo...My parents felt the same way regarding talking about money outside the home, but that attitude seems to be endemic to the U.S. it seems many other countries, particularly Asia, openly talk about it to a fault. I think by not talking about it we give money undo power over us, when it should be the other way around.<br /><br />I can’t say i am a great budget keeper, although I am a pretty good saver. I have been keeping a budget with the new house for furniture, but that’s because I’m just curious to see where everything lands. When we started out a decorator told me we would need a budget of $20,000-30,000 just for our SMALL living room. I took that as a challenge to prove her wrong. So far so good /). Doreen@foxdenrdhttps://foxdenrd.comnoreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-53522066525351637842019-02-01T13:19:09.838-05:002019-02-01T13:19:09.838-05:00I’m glad you found the sheer useful, Pam. And agai...I’m glad you found the sheer useful, Pam. And again, I’m so sorry to hear about your mom. Be gentle with yourself. It’s a very, very difficult time. Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-74048133232193761752019-02-01T13:17:37.825-05:002019-02-01T13:17:37.825-05:00Money is a tough one, Amalia. I don’t discuss it e...Money is a tough one, Amalia. I don’t discuss it except in general terms with people outside my family, but within the family, even among siblings we’ve always been pretty open. It’s helped us to learn from one another and for that I’m grateful. I’m also grateful for having found you! Blogging is an amazing medium isn’t it? ❤️Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-24317344584470141362019-02-01T13:13:37.671-05:002019-02-01T13:13:37.671-05:00Thank you Tanza! Thank you Tanza! Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-47475586703610494262019-01-29T16:41:55.255-05:002019-01-29T16:41:55.255-05:00simple but useful.
have a great daysimple but useful.<br />have a great dayTanza Erlambang - Every Day Issueshttps://www.blogger.com/profile/08847094474223976043noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-87770728911699082512019-01-27T05:22:43.823-05:002019-01-27T05:22:43.823-05:00I find it very difficult to speak about money as w...I find it very difficult to speak about money as well. And I think I'm too private as a rule. I have a lot to learn from you :-) I'm really glad I found you through blogland, dear Kim, and the budget chart is wonderful, nice of you to share.<br />Amalia<br />xo<br />handmade by amaliahttps://www.blogger.com/profile/15589172037052603746noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-78331098036598766862019-01-25T10:25:12.367-05:002019-01-25T10:25:12.367-05:00Not done a budget thingy since I first got married...Not done a budget thingy since I first got married...YEARS ago but being that I am now on a fixed income (retired) it seems like something I might need to look into. Thanks for your sweet comment on my blog. Losing mom has been really hard then I got sick a couple days after the funeral so things just don't seem to make sense.Pamhttps://www.blogger.com/profile/10211965720334593365noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-82538877930109500582019-01-24T18:53:13.870-05:002019-01-24T18:53:13.870-05:00Judy, you're are so sweet. Thank you my friend...Judy, you're are so sweet. Thank you my friend. It sounds like you have a plan down. Budgeting is hard and I don't think it's easy for anyone to make changes when income levels change...especially when they go down. And kids just get more and more expensive as they get older. Yes, diapers are pricy but compared to college and helping out with rent, they're a drop in the bucket!! Sometimes I wonder how we've managed to save any money at all!! Ha!Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-60126270376906195352019-01-24T18:46:07.206-05:002019-01-24T18:46:07.206-05:00Thanks Teri! It certainly is simple, but it's ...Thanks Teri! It certainly is simple, but it's effective because it's easy to follow...just like you said! Stay warm!Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-578785656530883992019-01-24T18:44:41.430-05:002019-01-24T18:44:41.430-05:00Thanks Diana. I think my mother taught me well. An...Thanks Diana. I think my mother taught me well. And yes, the older I get, the less frivolous spending I seem to do...now my kids, that's an entirely different story! 😉Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-41944394853510627942019-01-24T18:42:26.768-05:002019-01-24T18:42:26.768-05:00Marilyn, I love reading other's plans, as well...Marilyn, I love reading other's plans, as well. Knowledge is power, and the more I get exposed to other people's plans, the more insight I gain. My dad was self employed and that is a challenge for budgeting for sure. I think you have to be a very good at savings and planning. It sounds as if you have it mastered and you've set your kids up to do the same. And yes, I do agree about giving. I don't have a specific line item for that, but it is an important part of our plan. Blessings to you!Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-54464169057976446502019-01-24T18:36:20.861-05:002019-01-24T18:36:20.861-05:00Thank you! I'm glad you enjoyed it.Thank you! I'm glad you enjoyed it. Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-48217818690084751752019-01-24T18:34:25.498-05:002019-01-24T18:34:25.498-05:00Lisa, I am not at all surprised that our budget sh...Lisa, I am not at all surprised that our budget sheets and savings plans match!! Great minds think alike for sure. 😊Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-58446250487233331232019-01-24T18:30:58.655-05:002019-01-24T18:30:58.655-05:00Nothing wrong with being cheap, Cheri! 😉 I'm ...Nothing wrong with being cheap, Cheri! 😉 I'm right there with you! And the way you describe your savings and spending sounds a lot like my mom. In retirement she spoiled the grandkids and took us on trips and was able to fund her own nurses and care when that time came, too. That was a such a comfort and a gift to us, knowing that she could have topnotch care when she needed it most. Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-68025476850664461552019-01-24T18:15:39.545-05:002019-01-24T18:15:39.545-05:00Oh Audra, I remember those days! It was very expen...Oh Audra, I remember those days! It was very expensive. It's much easier now that the kids are older. Since they're all buying gifts for each other on their own they set limits. Although the years that everyone turned 16 and 18 and were kind of brutal. 🙃Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-34236581818641937462019-01-24T18:04:35.580-05:002019-01-24T18:04:35.580-05:00Thanks so much, Jan! I hope you found it useful. Thanks so much, Jan! I hope you found it useful. Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-6052373605377190032019-01-24T18:00:11.000-05:002019-01-24T18:00:11.000-05:00Thanks Julie! I think that some people are born sa...Thanks Julie! I think that some people are born savers and like you, I think I'm one of them! That helps... 😊Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-2702763760466681402019-01-24T17:59:12.312-05:002019-01-24T17:59:12.312-05:00Great post …
I do like what you shared, thank you....Great post …<br />I do like what you shared, thank you.<br /><br />All the best JanLowcarb team memberhttps://www.blogger.com/profile/07961199165290289611noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-44773049340737608972019-01-24T17:58:40.057-05:002019-01-24T17:58:40.057-05:00You're so savvy, Benita, I have tried to do it...You're so savvy, Benita, I have tried to do it on the computer, but I just can't do it. I'm a paper and pencil kind of girl. I can see how it would be easier to store and access it online, as well as generate reports. Maybe one of these days I'll give it another go! 😊Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-13424302987085515522019-01-24T17:56:14.958-05:002019-01-24T17:56:14.958-05:00Sometimes those OCD tendencies come in handy!! Sometimes those OCD tendencies come in handy!! Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-13892116827428124482019-01-24T17:54:31.974-05:002019-01-24T17:54:31.974-05:00My mom always said to pay myself first, so that...My mom always said to pay myself first, so that's what I've always tried to do. Now, I'm trying to teach the kids the same thing. 🤞Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-41066272636443195482019-01-24T17:52:45.171-05:002019-01-24T17:52:45.171-05:00My mom never threw anything away, Mary, I totally ...My mom never threw anything away, Mary, I totally get it! Kim https://www.blogger.com/profile/15445291034631735026noreply@blogger.comtag:blogger.com,1999:blog-7072740790042271296.post-90633074451379790702019-01-22T23:06:10.710-05:002019-01-22T23:06:10.710-05:00I nearly laughed when you mentioned knowing which ...I nearly laughed when you mentioned knowing which months were loaded with birthdays. Sometimes I loathe when my kids bring home birthday invitations, why do they need so many friends? Just kidding! I am glad that they are well liked and invited to things but its an expense that throws me every time. That's a great idea to keep a record every month for future reference. It can be tricky to find a budget sheet that works, too, as life progresses. How nice of you to share yours. :) Audra @ Renewed Projectshttps://www.blogger.com/profile/16717438947784210439noreply@blogger.com